Childcare and Early Learning Centres
Child Care and Early Learning Centres provide a vital service to the community to allow parents to continue to work whilst providing valuable early learning support and care services for their children. These types of organisations have undergone considerable industry change and consolidation over the past 5 years following some very public corporate failures.
With these challenges in mind, a well-structured insurance program is vital. Standard insurance policies need to be supplemented by other liability covers including sexual abuse molestation and corporal punishments.
Given this backdrop and an increasingly litigious environment, it is extremely important for childcare practices to partner with the right insurance professionals to obtain the right cover.
Our Childcare Facility has been setup to do just that.
The Childcare Facility core covers:
- Public and Products Liability;
- Property cover including building, business assets, money, glass and business interruption cover;
- Personal Injury and Accident cover;
- Management Liability including employment practices cover and employee dishonesty;
- Cyber and Data Breach Liability; and
- Professional Indemnity cover.
Additional covers available are:
- Corporate and Employee Travel;
- Commercial Motor Vehicles;
- Workers Compensation and Journey Covers
Given not all childcare practices are the same we have partnered with a number of leading insurers to ensure that we find the right insurance partner for you.